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Almost anything you buy comes with a warranty
that protects you from taking home a defective
product. The warranty usually gives the manufacturer
the option of repairing or replacing the
product if defects become obvious within
a short time after purchase. For big ticket
items like household appliances and cars,
a warranty may last a year or more. But in
every case, the manufacture's warranty will
run out and generally long before the end
of the useful life of the product. After
the warranty ends, you are responsible for
the cost of any repairs or buying a new item.
An ever more attractive additional
option
is to increase the time of protective
coverage
by purchasing an extended warranty.
Extended
warranties work much like the
original warranty,
guaranteeing repair or replacement
if the
product fails within the extended
warranty
period. When choosing an extended
warranty,
consider:
- length of the warranty - do not purchase
coverage for longer than you intend to keep
the item. Consider how soon you will want
to replace it with a newer version
- coverage - make sure it covers the kinds
of failures that are most costly to repair,
like power trains on cars, and avoid features
that may already have longer coverage under
the original warranty, like emission systems
- speed and convenience of filing claims -
electronics stores often make this very easy
by handling claims and immediate replacements
at their stores
- the provisions for maintenance care - especially
important for items that require regular
work like oil changes for cars that will
improve your enjoyment of the product and
ease the hassles of keeping it in tiptop
shape.
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