| |
Security & Protection
A home, property, and personal possessions
represent a majority of most people's wealth,
which makes them critically important to
protect. One way to devise a protection strategy
is to look at threat deterence, asset protection,
threat or damage notification, and damage
reimbursement.
The best defense is to minimize danger by
discouraging it at the start. Steps you can
take to deter threats are:
- install fences and gates and keep strangers form wandering onto your
property and exterior lighting to eliminate
concealed areas
- post notices of an alarm system lets potential intruders know that their
intrusion will be detected
- presenting the appearance of someone at home
at all times through automatically controlled
interior lighting
You can take defensive steps to fortify your
home against storm damage and intrusion by
installing:
In the event of a threat -- whether it be
an intruder, fire, flooding, mold, or other,
prompt notification can help you minimize
the damage it may case.
- Security alarms are designed to detect and document intrusions
to your home or property. They
can be as
simple as detecting the opening
of a door
or window, or they can be very
complex, using
a system of motion detectors,
lights, cameras,
and more.
- Watch for other threats such as mold, radon,
fire, smoke, and carbon monoxide. Homes in western mountain states and New
England should be tested for the presence
of high concentrations of radioactive radon gas. Homes that have had flooding, leaking,
or that have a moldy smell should be checked
with a mold detection kit.
- You can also monitor such things as electricity
usage and room temperatures with a home monitoring system.
In the event that you do suffer damage to
your home or contents from theft, fire, storm
damage, and other threats, make sure you
have adequate home and contents insurance. While not as good as protection, insurance
does provide you with the abilty to replace
lost and damaged items so that you can get
on with your life. Policies with liabilty
coverage can also protect you if someone
is injured on your property. |
|
|